January 25, 2012
- Saving Money on Homeowners Insurance
Many home buyers forget to shop for home insurance until the last minute and end up choosing the first company that comes along.
Well, don't be that buyer! If you're buying a home, make sure you start shopping for homeowners insurance as soon as your offer is accepted.
Here are some tips to help you save money [...]
January 19, 2012
- Are You Covered With The Right Homeowners Insurance?
If you're a homeowner, you most certainly have a homeowner insurance policy to cover your home. Not only is homeowner insurance a necessity, lending regulations require every homeowner with a mortgage to have some form of homeowner insurance coverage. It is a vital investment you need to make in order to protect your home and [...]
December 22, 2011
- Concierge Doctors?
Concierge doctors offer special treatment at a premium price.
Questions or comments about this, or any story on our site? Just click the comment link below and ask. We'll get back to you with answers.
December 21, 2011
- Record Flood Losses - Will They Save or Drown Flood Insurance?
A new report details the cost and extent of one of the worst years for floods in recent history. CoreLogic estimates flood losses in the U.S. this year at approximately $10.67 billion, three times the amount forecast for next year, based on various flooding and storm events recorded in the National Climate Data Center.
CoreLogic suggests that [...]
December 7, 2011
- Insurance Myths That Can Cost You
Homeowner's insurance can be a bit complicated. One of the best ways to make the most of your homeowners insurance is to have an up-to-date home inventory of your personal possessions.
You can also better protect yourself by knowing what's covered and what's not.
Here are the five most common misconceptions about homeowners insurance:Damaged items are replaced [...]
November 12, 2011
- Insurance: How Your Premiums Are Determined
Do you know your insurance score? Most people don't even realize they have one until they receive an "adverse-action" notice in the mail notifying them that, based on their insurance score, they don't qualify for the lowest pricing available from their insurance provider.
The adventure begins by following the letter's instructions to call the listed 1-800 [...]
October 22, 2011
- 10 Things Making Your Home a Target for Thieves
A home is robbed every 14.6 seconds and the average dollar loss per burglary is $2,119, according to statistics released by the Federal Bureau of Investigation. This statistic doesn't help anyone's homeowner insurance rates.
Sure you lock your doors and windows when you're not home (you'd be surprised how many people don't). But here are ten [...]
October 19, 2011
- Flood Insurance Program Renewed, Temporarily
The House of Representatives passed yet another short-term re-authorization of the National Flood Insurance Program. The most recent extension will keep the program going through November 18. This is just the most recent in a series of short-term extensions to the NFIP. Apparently there are legislative efforts to extend the program for the next five [...]
October 13, 2011
- No Health Insurance? What to Do
Thanks to high costs and rising unemployment, nearly 50 million Americans are going without health insurance…
Questions or comments about this video, or any story on our site? Just click the comment link below and we'll get you answers.
September 24, 2011
- Insurance: What You Need to Do Today
Having insurance to protect your stuff may not be enough. There's one more thing you have to do.
Have you done what it takes to make sure your insurance company will pay up in the event of a disaster? We'd love to hear your comments. Just click the comment link below and tell us… yes, or [...]
September 18, 2011
- Flood Insurance Rates To Increase If Program Is Renewed
The flood damage from Hurricane Irene raises pressure on Congress as it debates how to overhaul the government's debt-strapped flood-insurance program. Unlike wind damage, flood damage typically isn't covered under homeowners-insurance policies. Instead, homeowners and businesses buy coverage from the National Flood Insurance Program.
The program is treading in dangerous waters as Congress debates on whether [...]
September 7, 2011
- Hurricane Means More Than Just Property Damage
As homeowners along the Eastern seaboard assess the damage done by Hurricane Irene, we may be looking at more than just property damage incurred.
The hurricane is likely to create a setback for an already uncertain real estate market in communities from North Carolina to Vermont, where residents have already seen their homes severely damaged or [...]
August 27, 2011
- Homeowners Insurance: Too Much, or Not Enough?
Paying for more homeowners insurance than you need is a waste of money, but it can prove even more costly to get caught without enough coverage.
What you need is "just the right amount" of coverage. Here's how to get it, and it shouldn't take more than 4 or 5 hours of your time spent reviewing [...]
August 21, 2011
- Insurance from Associations: Deal, or No Deal?
If you're a member of an association, like the Elks or AARP, you've no doubt seen the pitches: get your life, car or home insurance from us and save money. But do you?
Have you shopped these association offers to compare? What have you found? Higher costs, or deals?
August 17, 2011
- Dental Insurance: Should You Bite?
You know how important it is to have medical insurance, but should you have dental insurance as well?
What about you? Do you have dental insurance? If so, how much is it costing you each month? And do you feel that it pays for itself? We'd love your feedback. Just click the comment link below..
August 3, 2011
- Finding Affordable Homeowner Insurance
Any homeowner buying a home needs to consider a homeowner insurance policy to protect their investment. A policy can protect in cases of fire, flooding, vandalism and even earthquakes.
Looking for a good homeowner insurance policy does not need to be complicated. The best place to start is by shopping online.
Searching sites will take a few [...]
June 29, 2011
- Flood Insurance Explained
In light of all the unfortunate flooding we've all been seeing on the news of late, you may be wondering, “What if this happened to me? How can I protect myself and my family?”
According to FloodSmart.gov (the official site of the National Flood Insurance Program), everyone is at risk of flooding. Floods can happen almost [...]
June 25, 2011
- Home Warranties: What are they and do you really need one?
A home warranty is not much different from a warranty you might have on your car, your computer or your home entertainment center. A warranty on your home usually covers all of your home’s major mechanical systems, including hot tubs, pools, wells, septic tanks and all of your appliances. Some policies even cover the roof [...]
June 11, 2011
- Insurance Tips for Real Estate Investors
Investing in real estate can be a risky business, but one thing that will help you minimize your risk is making sure you have the right insurance. Here are some different types of insurance you should consider if investing in any type of real estate:
Title Insurance
Title insurance wіll hеƖр cover you уοu іn thе unlikely [...]
June 3, 2011
- Renters Beware: You Need to Buy Insurance Too
Everyone knows a property owner needs an insurance policy, but many renters overlook the fact that they, too, need coverage.
Some think that because the landlord has an umbrella policy, they don't need additional coverage. Then there are college students who believe their parents' homeowners insurance covers their apartment.
People somehow don't think about renters insurance because [...]
